Senior Manager, FCRM KYC Program Risk (5918)

Work Location

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Financial Crime Risk Management Pay Details: $115,600 - $163,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

The KYC Program Risk team partners with FCRM and Segment leadership to ensure the KYC Program adheres to TDBG policies and standards designed to meet its commitments with respect to RCM, Operational Risk and Financial Crime Risk Management. More specifically, the KYC Program Risk team:

• Provides central oversight and governance of the KYC Program in Canada, including running the KYC Program Sub-Committee.


• Partners with the three lines of defense to compiles and delivers comprehensive reports on program performance and compliance based on key indicators (KIs) measuring the overall health of the KYC program, delivering regular, detailed reports to stakeholders.


• Liaises with central FCRM policy team on the development and implementation of the AML Policy and KYC/EDD Standards in collaboration with business lines/oversight in Canada


• Monitors the implementation of and adherence with KYC/EDD Standards across the 1st and 2nd lines of defense.


• Maintains KYC and EDD Standards in alignmentwith global, U.S. and organizational AML frameworks and global risk appetite and policies, ensuring full compliance with relevant laws and regulations.


• Supports the development and implementation of training, procedures, and guidance materials around the KYC/EDD Standards supporting 1st and 2nd Line partners with interpretation of KYC requirements and reviewing Standard exception requests


• Monitors the implementation of and adherence with KYC/EDD Standards across the 1st and 2nd lines of defense


• Acts as the principle point of contact within the KYC pillar for risk assessment processes and support the oversight and assessment of KYC risks and controls, facilitate quality assurance processes and provide credible challenge.


• Acts as the principle point of contact for KYC related audits/regulatory exams and provide issue remediation oversight.


• Collaborates with internal audit and central FCRM testing teams to ensure KYC/EDD Standards meet internal and external review standards.


• The Senior Manager, KYC Program Risk will lead the development, execution and ongoing monitoring of one or more of these areas with specific assignments to be established as part of periodic performance planning.

Job Requirements

Strong risk, controls and governance knowledge and experience; particularly in understanding how to embed and oversee risk and compliance frameworks ideally as it relates to Financial Crime Risk Management. Effective communication, presentation and facilitation skills and strong interpersonal and leadership skills to facilitate working and influencing senior management. Robust organizational skills with the ability to work in a dynamic environment and manage deadlines and priorities. Excellent analytical skills in assessing risk, issues and challenging the status quo. Comfortable navigating a space that is not well defined, ambiguous, and complex at times.

• Qualifications/Skills Demonstrated leadership with respect to the development, implementation and/or oversight of country-wide Policies or Standards and associated controls and procedure.


• Experience with Global policies or Standards preferred.


• Demonstrated leadership of exam management and/or remediation.


• Experience with regulatory exams and/or remediation preferred.


• 10+ years of Compliance or Risk Management experience.


• Financial Crime experience preferred.


• Undergraduate degree, Masters preferred.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only)

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Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific

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