Virtual Relationship Manager (Hybrid)

TEAM LOCAL is hiring

Prospera Credit Union is a community-based, purpose-driven organization that offers our members a full range of financial products and services. As one of the largest credit unions in British Columbia, we help build vibrant, healthy communities, thriving local enterprises and financially empowered people. Prospera is proud to serve communities throughout the Lower Mainland, Fraser Valley and Okanagan.

As the Virtual Relationship Manager (VRM), you are an expert in personal lending and investments. The VRM advises on intermediate to complex personal lending needs including unsecured loans and lines of credit, mortgage refinances and more complex mortgage applications as well as registered and non-registered investment needs ranging from term deposits to mutual funds. The VRM maintains strong relationships with partners across the organization, referring members with highly complex needs to other line of business partners. Additionally, the VRM provides back up support to the Virtual MXS team by assisting members with day-to-day banking needs via phone, email, and chat.

Please note, this role will be expected to support a 6-day (M-S), extended hours operation with rotational shift patterns in a hybrid working environment with a weekly in-office working day.

What You'll Do :

• Provide comprehensive financial guidance to members, encompassing lending options, investment opportunities and personalized financial health checks.
• Facilitate virtual appointments to offer convenience and accessibility, ensuring members receive expert advice without the need for in person visits.
• Manage both inbound and outbound calls effectively, addressing member inquiries promptly and escalating complex issues outside of their scope to the appropriate channels.
• Acts as a role model and leader in the best practices of outbound calling, utilizing outbound calling techniques to ensure efficient and effective member outreach.
• As part of the lending application process, engages members in insurance coverage and provides options through CUMIS to meet member needs while also leveraging referrals to the insurance specialist.
• Execute holistic advice based financial strategies by fulfilling members complex lending, investment, protection and day to day banking needs.
• Holds a mutual fund license and onboards new wealth members, provides advice regarding suitability of various investments, process trades, and conduct KYCs. Referring to guided portfolios and wealth partners as appropriate.
• Prepare loan documents and approves loan within designated lending authority, referring larger loans and exceptions to management or corporate approvals with sound rationale as to why the loan should be approved.
• Support members by answering questions related to member’s personal borrowing needs such as product details, payment inquiries and changes such as payment alterations, loan and mortgage payment skips, and loan and mortgage pay outs.
• Provide back up support for day-to-day banking inquiries from members, answering questions about their transaction history, account packages or service charge inquiries and posts noncash transactions.
• Provide online and mobile banking support to members including providing virtual walk throughs, educating on self-serve options, and providing basic technical support.

What you bring :

What We Offer :