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Product Manager - International Money Movement

Product Manager - International Money Movement

BMOToronto, ON, CAN
Il y a 2 jours
Type de contrat
  • Temps plein
  • Temps partiel
Description de poste

Application Deadline:

05/14/2026

Address:

33 Dundas Street West

Job Family Group:

Customer Solutions

Product Manager, Money Movement

Everyday Banking Products, Canadian Personal Banking

At BMO’s Everyday Banking Money Movement team, we thrive launching innovative digital solutions that allow our customer’s need to move money easily, safely and digitally. From enabling mobile tapping at merchant’s POS to pay for things, to explore new trends across eCommerce, real time and emerging payments, domestic and international money movement, we love building pioneer products, and we have fun doing it!

Role Description

The Product Manager of Money Movement reports to the Group Product Manager, Money Movement and is part of the Everyday Banking Products team in Canadian Personal Banking. This role is responsible to manage the portfolio of innovative money movement products for retail customers, including Global Money Transfer, eCommerce, real time and new emerging payments.

This role sits at the intersection of product innovation and driving the next phase of acquisition and growth for our International Money Movement portfolio for our retail customers. The Product Manager will own the P&L, focused to undertake Corridor Profitability Analysis to manage margins across different regions, Revenue Optimization by balancing transaction volume growth and Incentive Modeling to drive FX pricing decision, targeted offers for potential segments to deliver deeper penetration and repeat engagement.

The Product Manager will be a growth architect with hands on experience owning the retail growth roadmap by analyzing behavioral data to optimize end to end conversion funnel, execute data driven FX Pricing strategies that balance aggressive market penetration with long term P&L sustainability and lead cross-functional teams involving data science, marketing, compliance, fraud and others to launch, run and analyze campaign results and devise next steps.

The Product Manager is a high visibility role working with Senior Management within the Bank to showcase strategic and lifecycle insights, showcasing performance across key metrics and obtain buy-in for implementing key strategic pillars to support the continuous growth with in their portfolio.

Key Accountabilities

1. Product Strategy

  • Own and execute on the product growth strategy for International Money Movement
  • Constantly monitor the market and key trends to re-evaluate and re-align our FX Pricing strategy to remain relevant and competitive
  • Provide visibility across the organization on the key strategic pillars and our playbook for strategy execution

2. Product Management

  • Own the product roadmap in terms of new product enhancements, corridor launches and new capabilities
  • Use detailed analytics to capture lifecycle trends, identify key insights, pain points and make data driven product decisions to ensure relevance for our customers
  • Develop detailed go to market strategies for new products and enhancements

3. P&L & Risk Management

  • Own end to end P&L for the International Money Movement portfolio
  • Analyze corridor wide profitability and develop FX pricing strategies to reduce churn and increase profitability
  • Work closely with internal and external cross-functional partners to constantly keep the product policies and processes up to date

4. Lifecycle Marketing

  • Closely work with segments and marketing to ensure we always have our customers top of mind
  • Develop strategic communication strategy for different cohorts to drive better usage and engagement
  • Own the complete marketing plan and budgets and create strategies related to offline and digital marketing
  • Analyze, report and identify dos and don’ts from the marketing campaigns and identify key pivot points for upcoming campaigns

Qualifications

Experience and Knowledge

  • 5+ years of experience managing retail banking products for a large Bank or a Fintech within the International Money Movement domain
  • Proven experience managing P&L and driving pricing strategies to deliver growth and profitability
  • Strong analytical skills to identify actionable insights and drive data-based decision making
  • Go-To-Market experience launching marketing campaigns tailored to specific diaspora to drive usage and engagement
  • Bachelor’s degree in business management, finance, economics or a related field. MBA or other relevant certifications is a plus.

Skills

  • Storytelling with data to take complex spreadsheets and turn into a clear marketing strategy
  • Strong working knowledge of Excel and PowerPoint to develop high quality analysis and presentations for senior leadership
  • Strong cross functional relationship skills building strong connections with key stakeholders both internally and externally
  • Problem solving skills to always have the bigger picture in sight and work closely with all stakeholders to effectively manage risks and ensure proactive measures are taken.
  • Proficient in Excel, SQL (asset)

Salary:

$69,000.00 - $129,000.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit:

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at .

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.