Cfa Offres d'emploi - Port Moody, BC

A career as a Credit Analyst in the Equipment Financing team at National Bank means acting as a credit evaluation expert.

This role allows you to make a meaningful impact on our organization through your expertise in financial analysis, risk management, and loan structuring. You’ll support Canadian businesses by offering tailored financing solutions that promote growth and success.

This position is crucial for delivering effective risk-based loan pricing and managing profitability. Credit Analysts serve as subject matter experts, providing guidance and support to credit associates and support teams, thereby enhancing our credit capabilities.

Your Role

• Analyze credit applications and recommend suitable financing structures.
• Collaborate with Relationship Managers and Risk Management teams to support sound credit decisions.
• Ensure compliance with internal policies and regulatory requirements.
• Contribute to portfolio assessments to identify risks and develop mitigation strategies.

Day-to-Day Activities

Client Engagement

Deliver outstanding client experiences at every interaction. Execute plans to continually enhance the client experience in line with CWB’s brand promise. Aim to be every client’s primary financial partner.

Credit Underwriting

Partner with Relationship Managers to support the branch strategy through effective and timely credit underwriting for new and existing clients, managing risks for loans typically exceeding $500M. Manage risks and client relationships for medium to large commercial clients.

Risk Management

Utilize your risk management skills to implement appropriate measures and protocols, balancing risk and reward according to CWB’s risk appetite. Comply with all policies, procedures, and regulatory requirements.

Team and Culture

Within the Equipment Financing sector, you’ll be part of a large, collaborative team reporting to the Credit Manager. Our team is known for deep expertise and a commitment to client success. We offer flexible working arrangements, including hybrid work and adaptable schedules.

Development and Benefits

National Bank emphasizes continuous development and internal mobility. You will have access to personalized training programs, tools like the Data Academy, language courses, Harvard Learning Center, and ongoing coaching and mentoring.

Additional Capabilities

Financial Expertise : Experience in credit underwriting, risk mitigation, and understanding of equipment financing and collateral security.

Play to Win : Ability to thrive in a high-volume, fast-paced environment through prioritization and teamwork.

Proactive Approach : Anticipate needs and opportunities with a detail-oriented mindset.

Effective Communication : Strong verbal and written communication skills, including negotiation and conflict resolution.

Transition and Culture

As we transition from Canadian Western Bank (CWB) to National Bank of Canada (NBC), you’ll start at a CWB location and become part of a team preparing for a seamless move to NBC. This is an opportunity to grow, connect, and influence the future of banking in Canada.

Additional Information

Languages : Skills

Artificial Intelligence, Diversity & Inclusion, Negotiation, Teamwork, Cybersecurity, Decision Making, Empathy, Learning Agility, Resiliency, Self-motivation, Adaptability, Liquidity Ratio Calculation

Along with competitive pay, you’ll be eligible for benefits including health and wellness programs, employee share ownership, assistance programs, banking services, community involvement opportunities, and more.

Our work environment fosters collaboration, innovation, and feedback. We prioritize accessibility and inclusivity, welcoming all candidates and offering accommodations as needed.

Why Choose Us?

Career Growth

Numerous opportunities for development, including training, mentorship, and internal mobility.

Diversity & Inclusion

We celebrate and value each individual’s unique qualities, fostering an inclusive environment.

Join us to live your ambitions, grow your career, and make a difference.

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