Manager Financing solutions (Hybrid)

Director, Financing Solutions

Enterprise & Private Wealth Management 1859

A career as a Director, Financing Solutions within the Enterprise & Private Wealth Management 1859 team means working closely with Enterprise Account Directors and multiple internal and external partners as a credit expert. This role allows you to have a positive impact on both colleagues and clients through your expertise in commercial financing.

Your role

• Perform high-quality credit analyses in accordance with standards established by the Credit Center and make recommendations
• Structure credit requests (preparation of credit files) by mitigating risks and developing financing scenarios that meet client needs while aligning with the Bank’s risk criteria
• Participate in identifying clients’ financing needs in collaboration with the SAE Account Director
• Negotiate credit terms and conditions with the Credit Center when required and confirm financing availability with the SAE Account Director
• Gather feedback from Account Directors on preliminary credit requests, revise them as needed, and present them to the Regional Vice-President before submission to the Credit Center, ensuring compliance with the Bank’s overall client profitability requirements
• Collaborate with Account Officers and the Credit Center in the preparation of documentation and the maintenance of client files
• Act as a credit resource person within the team and, when needed, support the development of team members’ competencies
• Identify risks inherent to the sector’s activities

Your team

Within the Enterprise & Private Wealth Management 1859 sector, you will be part of a team of professionals supporting commercial clients. In addition, you will be surrounded by a full ecosystem of experts to help you deliver the most appropriate solutions to clients.

Reporting to the Regional Vice-President, the position is based in Montérégie. You may work remotely or from the office, and you will also be required to travel occasionally for client and team meetings.

Our training programs, focused on learning through action, will enable you to master your role. Access to colleagues with diverse expertise, experiences, and profiles will enrich your development in every respect.

Requirements

• Bachelor’s degree related to the field and six years of relevant experience
  OR Master’s degree related to the field and four years of relevant experience
  OR University certificate and eight years of relevant experience
• Experience in negotiation
• Experience in commercial credit
• Experience in financial statement analysis
• Excellent interpersonal and communication skills, with the ability to collaborate effectively with partners and formulate sound recommendations