Bilingual Senior Funding Officer, Commercial Mortgages

Bilingual Senior Funding Officer, Commercial Mortgages

Who Are We?

At CMLS Financial, we strike a unique balance: the financial strength of a 50-year industry leader with the energy of a dynamic, fast-paced firm.

• Growth & Exposure: With over $45 billion in assets under administration, our "booming" business means you gain high-level exposure and real opportunities for career advancement.
• Supportive Culture: We are professional yet enjoyable. We provide a challenging environment supported by a team that wants you to succeed.
• National Reach: Work with Canada's most prominent banks, investment managers, and pension funds from a platform with offices coast to coast.

Work Location and Language Requirements

This is a hybrid role based out of our Toronto office (18 York Street, Suite 1500, Toronto, ON M5J 2T8), with a required in-office presence of 3 days per week. One day is either a Monday or Friday, and you're free to choose the other two. We're currently looking for a candidate who is bilingual in French and English.

What You'll Be Doing

• Coordinate loan closing by instructing solicitor and external property insurance consultant, ensuring all requirements are met, including commitment changes being addressed and deposits received
• Liaise with solicitors, originators, and CMLS Credit Risk Management, to ensure all supporting documents and funding conditions are received and satisfied prior to advancing funds
• Review corporate structure and documentation to ensure compliance with FINTRAC legislation
• Coordinate closings with investors, ensuring all investor requirements are met and investor approvals are received
• Coordinate locking of the interest rate, ensuring all pre-rate lock conditions are satisfied and investor requirements regarding timing of rate lock are met
• Calculate interest adjustments, tax holdbacks and monthly tax components
• Arrange advance approval by senior management prior to requesting funds from the investor and instructing legal counsel regarding the advance
• Ensure accurate information is provided to the CMLS servicing department for set up of all loan details in the commercial loans management system
• Ensure compliance with policies and procedures including legal, ethical, and regulatory requirements
• Review corporate structure and documentation to ensure compliance with FINTRAC legislation
• Act as mentor for Funding Officers
• Assist with training of new hires
• Complete file audits for teammates

What You Bring

• Bilingualism in French and English
• You have at least 4 years of experience in commercial mortgage funding, including complex loan structures
• A detail-oriented, results-driven approach
• You have completed either an undergraduate degree or have other post-secondary education
• You have experience in the commercial mortgage industry, preferably in mortgage funding
• Possess strong organizational skills
• Are able to prioritize, multi-task and have the ability to adapt to a variety of responsibilities
• Take ownership of your work and demonstrate a high degree of accountability and commitment at all times
• Excellent communication skills, both written and verbal, and the ability to work well independently as well as within a team environment

Supporting Your Life at CMLS

• Comprehensive Health Coverage: Top-tier extended health, dental, and vision coverage, featuring 100% drug coverage.
• Health & Wellness Spending Account: A $1,500 combined annual flex fund for things like gym memberships or extra medical needs.
• Generous Paid Time Off: 4 weeks of vacation plus 8 personal floater days.
• Retirement Savings: Access to a group RRSP/DPSP plan featuring competitive company-matching contributions.
• Telemedicine Services: Access via Dialogue and coverage for licensed practitioner services.
• Family Support: Robust Maternity and Parental Leave Top-Up programs.

Equal Opportunity Employer

CMLS Financial is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We welcome applications from all qualified candidates, including Indigenous peoples (First Nations, Inuit, and Métis), persons with disabilities, women, and members of visible minorities and LGBTQ2+ communities.

Disability-related accommodations are available on request for candidates taking part in all aspects of the selection process.

Ready to Join Us?

We value your interest in CMLS Financial. We review applications immediately and will continue until the position is filled. While we thank all applicants for their time, please note that we will only contact those selected for an interview.

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